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Blog

The Social Security Fairness Act – Leveling Retirement Income for All 

by
Kelly Robertie
Associate Financial Advisor

April 28, 2025

The picture shows a carpenter's level which represents the leveling of Social Security benefits since the passing of the Social Security Fairness Act.

The Social Security Fairness Act allows public servants to draw pensions and Social Security if they worked enough in the private sector.

Do I Need an Elder Care Manager for Mom? Part 2: Life After the Move

by
Anne Smith
Human Resources Generalist

April 21, 2025

Previously, I wrote about my experience of working with an elder care manager for my mom. Nearly two years later…

Roth Conversions – Worth Thinking About? 

by
Rick Miller
Ph.D., CFP® - Founder

March 31, 2025

The picture shows blocks next to a calculator. They have IRA, 401k, and Roth written on them because the article is about Roth conversions.

Roth conversions are a hot topic these days. Is it a good idea to convert IRAs to Roth IRAs? If so, when and how much?

How to Calculate Your Social Security Retirement Benefit

by
Laura Williams
CFP®, ChSNC® - Senior Financial Advisor

March 27, 2025

The picture shows a blackboard with figures on it to represent calculating your Social Security benefit.

 [Learn more…]

Inflation is up, but my TIPS are down. What’s going on?

by
Frank Napolitano
J.D., CFP®, CFA® Charterholder - Senior Financial Advisor

March 25, 2025

Learn how TIPS keep pace with inflation and how you can interpret your returns.

Putting Your Money to Work

by
Rick Miller
Ph.D., CFP® - Founder

February 26, 2025

The idea of “putting your money to work” is appealing, but what does that really mean? Let’s rethink and discuss the risks that come with it.

Single Premium Immediate Annuities (Part 2): Who Benefits Most from a SPIA?

by
Rick Fine
MBA, RMA®, CFP® - Principal and Director of Financial Planning

February 25, 2025

A SPIA is one of the simplest and most effective ways to secure a reliable stream of income in retirement, but it’s not one-size-fits-all.

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Recent Posts

This is a picture of Benny Mander.

New Team Member Sees Financial Planning as a Helping Profession 

Benjamin (Benny) Mander’s desire to help people led him to Sensible Financial. He thinks of financial planning as a helping career.

The picture shows two one-way signs to symbolize the fact that there are different ways to look at investing.

Debunking Investing Rules of Thumb, Part 2 

We at Sensible are not fans of financial rules of thumb. Each situation differs and you should always use careful analysis before you invest.

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authors

Rick Miller
Beacon Pointe Staff
Frank Napolitano
Rick Fine
Chris Andrysiak
Josh Trubow
Marie St. Clare
Laura Williams
Gyb Spilsbury
Chuck Luce
Kelly Robertie
Anne Smith
Olivia Harrison
Brandon Garneau
Simon Huang
Aimee Plouffe Polley
Elizabeth Bonnette

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Sensible Financial Planning has been acquired by Beacon Pointe Advisors as of October 1, 2025. To access services, resources, or support, please visit https://beaconpointe.com/financial-advisors/ma/waltham/wama/. Important disclosures for clients can be found by visiting https://beaconpointe.com/disclosures/. Advisory services offered through Beacon Pointe Advisors, LLC, a registered investment advisor.

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This content reflects the opinions of Sensible Financial®. We may change it at any time without notice. We provide this content for informational purposes only. Although we endeavor to keep the information up-to-date and correct, we make no representations or warranties of any kind, express or implied, about the completeness, accuracy, reliability, suitability for a particular purpose or availability with respect to the website or the information, products, services, or related graphics contained on the website for any purpose. We do not intend the information contained in this website as investment advice and we do not recommend that you buy or sell any security. We do not guarantee that our statements, opinions or forecasts will prove to be correct. Past performance does not guarantee future results. You cannot invest directly in any index. If you attempt to mimic the performance of an index, you will incur fees and expenses which will reduce returns. All investing involves risk. You can lose any money you invest. There is no guarantee that any investment plan or strategy will succeed.

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