If you’re used to living independently, it can be daunting to think about needing long-term care insurance. However, it’s best to plan.
You don’t want to think about long-term care, but that could be a problem if you’re waylaid by an accident or illness. The sooner you plan, the better.
In case you missed the May 1, 2015 Wall Street Journal article on long-term care insurance (Long-term Care Insurance: Is it Worth it?, by Leslie Scism), it was an exposé of sorts on the declining allure and questionable value of long-term care insurance. The main points of the article were: LTC insurance carriers have significantly [Learn more…]
Last month I attended the National Association of Personal Financial Advisors (“NAPFA”) Spring Conference in San Diego, CA. NAPFA is the largest financial planning trade organization for fee-only financial advisors. (Sadly, the attendees, some visiting San Diego for the first time, were treated to a uniquely southern Californian phenomenon called “May Gray” for the duration [Learn more…]