It’s important to make an estate plan that protects your family if you die. Losing a loved one is hard enough without losing your standard of living too.
Insurance & Risk Management
Digesting the Alphabet Soup of Medicare
This is Part 1, of 7-part series, read the other parts here: Part 1, Part 2, Part 3, Part 4, Part 5, Part 6, Part 7. This article is the first in a series on Medicare, the Federal government insurance program that provides health care to seniors and people with certain disabilities. In this article, I[Learn more…]
Long-term Care: An Introduction
You don’t want to think about long-term care, but that could be a problem if you’re waylaid by an accident or illness. The sooner you plan, the better.
Sensible Scenarios: Do I Need Disability Insurance?
Remember when you were a kid and grownups asked you what you wanted to be when you grew up? That was then, and this is now. You are a grownup. You’ve finished school, gone to work, and started a family or a business. Now you’re settled, but you still have dreams. Maybe you want to[Learn more…]
Medicare Supplemental Insurance (Medigap) – Paying More to Pay Less
This is Part 4, of 7-part series, read the other parts here: Part 1, Part 2, Part 3, Part 4, Part 5, Part 6, Part 7. Medicare Supplemental Insurance, or Medigap for short, is optional insurance that you can buy separately from a private insurer to cover many out-of-pocket costs of traditional Medicare. As I described[Learn more…]
Medicare Part D: Prescription Drug Coverage
This is Part 5, of 7-part series, read the other parts here: Part 1, Part 2, Part 3, Part 4, Part 5, Part 6, Part 7. Welcome back to Sesame Street (for seniors). Today, we are going to talk about the letter “D”. (Sorry, but I couldn’t resist). Medicare Part D covers outpatient prescription drugs. You[Learn more…]
Medicare Part B: A great health care companion, but it doesn’t like to be kept waiting
This is Part 3, of 7-part series, read the other parts here: Part 1, Part 2, Part 3, Part 4, Part 5, Part 6, Part 7. In this article, I discuss Medicare Part B – sometimes referred to as retiree “Medical Insurance”. Part B purportedly focuses on the services, diagnostic tests, and medical equipment that doctors[Learn more…]