Implementing sensible strategies to deal with IRMAA and Medicare can save you money. We offer a few ideas to help you negotiate both.
Insurance & Risk Management
Long-term Care: An Introduction
You don’t want to think about long-term care, but that could be a problem if you’re waylaid by an accident or illness. The sooner you plan, the better.
What If You Die Young? Protect Your Family in Three Easy Steps. Life Insurance Is Just One.
It’s important to make an estate plan that protects your family if you die. Losing a loved one is hard enough without losing your standard of living too.
Sensible Scenarios: Do I Need Disability Insurance?
Remember when you were a kid and grownups asked you what you wanted to be when you grew up? That was then, and this is now. You are a grownup. You’ve finished school, gone to work, and started a family or a business. Now you’re settled, but you still have dreams. Maybe you want to[Learn more…]
Medicare Part C (Medicare Advantage)
This is Part 7, of 7-part series, read the other parts here: Part 1, Part 2, Part 3, Part 4, Part 5, Part 6, Part 7. For those approaching 65 and just learning about Medicare, Medicare Part C (also known as Medicare Advantage, or MA for short) is perhaps the least understood part of Medicare. Medicare[Learn more…]
How To Choose A Medicare Part D Prescription Drug Plan
This is Part 6, of 7-part series, read the other parts here: Part 1, Part 2, Part 3, Part 4, Part 5, Part 6, Part 7. In a previous article, I explained the who, what, and when of Medicare Part D, Medicare’s prescription drug program for seniors. I devote this article to describing the “how” –[Learn more…]
Medicare Part D: Prescription Drug Coverage
This is Part 5, of 7-part series, read the other parts here: Part 1, Part 2, Part 3, Part 4, Part 5, Part 6, Part 7. Welcome back to Sesame Street (for seniors). Today, we are going to talk about the letter “D”. (Sorry, but I couldn’t resist). Medicare Part D covers outpatient prescription drugs. You[Learn more…]