Medicare premiums can include surcharges related to your income. How are surcharges calculated and how can you minimize or avoid them?
Medicare
Will IRMAA Affect My Medicare Premiums?
Implementing sensible strategies to deal with IRMAA and Medicare can save you money. We offer a few ideas to help you negotiate both.
Medicare Part C (Medicare Advantage)
This is Part 7, of 7-part series, read the other parts here: Part 1, Part 2, Part 3, Part 4, Part 5, Part 6, Part 7. For those approaching 65 and just learning about Medicare, Medicare Part C (also known as Medicare Advantage, or MA for short) is perhaps the least understood part of Medicare. Medicare [Learn more…]
How To Choose A Medicare Part D Prescription Drug Plan
This is Part 6, of 7-part series, read the other parts here: Part 1, Part 2, Part 3, Part 4, Part 5, Part 6, Part 7. In a previous article, I explained the who, what, and when of Medicare Part D, Medicare’s prescription drug program for seniors. I devote this article to describing the “how” – [Learn more…]
Medicare Part D: Prescription Drug Coverage
This is Part 5, of 7-part series, read the other parts here: Part 1, Part 2, Part 3, Part 4, Part 5, Part 6, Part 7. Welcome back to Sesame Street (for seniors). Today, we are going to talk about the letter “D”. (Sorry, but I couldn’t resist). Medicare Part D covers outpatient prescription drugs. You [Learn more…]
Medicare Supplemental Insurance (Medigap) – Paying More to Pay Less
This is Part 4, of 7-part series, read the other parts here: Part 1, Part 2, Part 3, Part 4, Part 5, Part 6, Part 7. Medicare Supplemental Insurance, or Medigap for short, is optional insurance that you can buy separately from a private insurer to cover many out-of-pocket costs of traditional Medicare. As I described [Learn more…]
Medicare Part B: A great health care companion, but it doesn’t like to be kept waiting
This is Part 3, of 7-part series, read the other parts here: Part 1, Part 2, Part 3, Part 4, Part 5, Part 6, Part 7. In this article, I discuss Medicare Part B – sometimes referred to as retiree “Medical Insurance”. Part B purportedly focuses on the services, diagnostic tests, and medical equipment that doctors [Learn more…]