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Sensible Perspectives

Managing Up Matters

Posted by on April 13, 2018

In a recent Wall Street Journal article, “The Right and Wrong Way to Manage Up at the Office”, professionals, including Laura Williams, an Associate Financial Advisor at Sensible Financial, weigh in on the importance of understanding your boss’s style in maintaining a healthy work environment and moving ahead in your career. Managing up involves employees […]

Continuing Care Retirement Communities: Growing Old—In Style

Posted by on April 11, 2018

Ever since I hit {age redacted} I’ve had more thoughts about my future and about aging in general. Remember being 18 and thinking 30 was so old? Ah, memories. The fact is, 60 IS the new 40 and people are living longer, more vigorous lives long after they retire. The combination of this extended vitality […]

How Sensible Financial Protects Your Information

Posted by on April 4, 2018

The increasing number of data breaches and identity theft is a major concern. Recent high-profile stories like the Equifax breach and the Cambridge Analytica-Facebook scandal remind us of the ubiquity of the problem. It is therefore very timely to talk about some of the ways Sensible Financial works to protect your data. Interspersed throughout this […]

Want To Be Happy In Retirement? Spend Your Time And Resources On These Things.

Posted by on March 1, 2018

A few years ago, I had the pleasure of attending a seminar by Dr. Michael Finke, then a professor at Texas Tech (he is now at The American College of Financial Services). He spoke about measuring life satisfaction in retirement. I remember being impressed by his talk and wanting to write my own article about […]

Let’s Talk About Your Budget. Your Lifetime Budget.

Posted by on February 14, 2018

Budgeting is something that few people enjoy. Simply hearing the word may cause you to imagine clipping coupons or, worse, being out of a job. Many people believe that if you have enough resources, budgeting is a choice rather than a necessity. In what follows, I’ll explain why everyone already has a budget (whether they’ve […]

Responding to the Recent Stock Market Decline

Posted by on February 12, 2018

You may have heard that the stock market has been very volatile recently, with several days of significant declines. The drops in the US market on Monday, February 5th and Thursday, February 8th were especially large, around 4%, depending on the index. This followed a decline on February 2nd of a bit over 2%. To add […]

Sustainable Investments: A Sensible Approach

Posted by on January 17, 2018

Edward Samp contributed extensively to this article. Many investors have become interested in the impact of their investment decisions on the world in which we live. While the primary objective of your investment strategy may be financial: e.g., allowing you to live comfortably in retirement or putting your children through college, some investors also desire […]

Former Fidelity SVP Joins Sensible Financial As Associate Advisor And Senior Director Of Strategy

Posted by on December 13, 2017

Chris Andrysiak spent the first 25 years of his career working in big companies – Fidelity Investments, Braxton Associates / Deloitte Consulting, and Goldman Sachs — in consulting, finance, and strategic management roles.  He gained firsthand knowledge of how financial products are created, marketed, and sold by large financial companies.  He also learned a lot […]

How Will Proposed Tax Reform Affect Me?

Posted by on December 13, 2017

The US House and Senate are considering extensive income tax reform. The table below outlines current law and the bills for each chamber as they were at the close of business on Monday, December 4, and provides indications of the bill that has emerged as the “final deal” on Wednesday, December 13. While this “final […]

How to Succeed at New Year’s Resolutions, Without Really Trying

Posted by on December 1, 2017

Every year, we provide guidance to help you with your New Year’s resolutions. While we used to say that our advice was based solely on introspection, evidence on how habit formation works has emerged, and it’s consistent with our recommendations. So, we can now say with confidence that if you follow these steps, you are […]