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Sensible Perspectives

Rick Miller: Musings on life in the time of the novel coronavirus*

Posted by on March 16, 2020

As our daily lives become more and more impacted by COVID-19, I started a running list of all the things that sprang to mind. As this Atlantic article suggests, we are fortunate to have significantly better medical technologies and resources than were available in 1918, the year of the “Spanish flu.” While the diseases are […]

The Novel Coronavirus or COVID-19: How and when will life return to normal?

Posted by on March 16, 2020

The World Health Organization reports (as of March 13, 2020) that there have been 132,758 cases of COVID-19, with 4,955 deaths. The virus has spread to 123 countries. It certainly looks scary, and it is scary for those directly affected. But consider: The United States Centers for Disease Control (CDC) estimates that so far this […]

Recent Stock Market Performance in Context

Posted by on March 16, 2020

The stock market has been quite volatile in the last month. There has been considerable investor uncertainty associated with the novel coronavirus and COVID-19. Historical perspective The chart shows the performance of the S&P 500, adjusted for inflation using the US Consumer Price Index (CPI) since the beginning of 1926 (when the Standard Statistics Company […]

Should You Hire an Accountant to Do Your Taxes?

Posted by on February 27, 2020

Whether your taxes are simple or complex, it might be wise to hire an accountant to do your taxes and get the most out of your money.

Long-term Care: An Introduction

Posted by on February 26, 2020

You don’t want to think about long-term care, but that could be a problem if you’re waylaid by an accident or illness. The sooner you plan, the better.

Marina Cekani: Clients Are Her Priority

Posted by on February 26, 2020

Marina Cekani joins Sensible Financial as an Operations Associate with a passion for financial planning and a love of family and travel.

What If You Die Young? Protect Your Family in Three Easy Steps. Life Insurance Is Just One.

Posted by on February 11, 2020

It’s important to make an estate plan that protects your family if you die. Losing a loved one is hard enough without losing your standard of living too.

Frank Napolitano and Rick Miller to Discuss Divorce Planning and the Lifetime Balance Sheet at the NADP Conference

Posted by on January 31, 2020

Rick Miller and Frank Napolitano will speak at the upcoming NADP conference on using the lifetime balance sheet in divorce planning to make the outcome more equitable and sustainable.

Sensible Financial’s Founder Rick Miller and Senior Financial Advisor Frank Napolitano Selected to Present at National Association of Divorce Professionals Experience 2020

Posted by on January 30, 2020

Frank Napolitano and Rick Miller will speak at the National Association of Divorce Professionals (NADP) annual conference in May. The advisors will discuss using the lifetime balance sheet to plan divorce settlements.

How many investment accounts do I really need?

Posted by on January 29, 2020

Many clients come to Sensible Financial with a tangle of investment accounts. We analyze and reorganize their investments to make them more efficient and less expensive.