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Sensible Perspectives

What If You Die Young? Protect Your Family in Three Easy Steps. Life Insurance Is Just One.

Posted by on February 11, 2020

It’s important to make an estate plan that protects your family if you die. Losing a loved one is hard enough without losing your standard of living too.

Frank Napolitano and Rick Miller to Discuss Divorce Planning and the Lifetime Balance Sheet at the NADP Conference

Posted by on January 31, 2020

Rick Miller and Frank Napolitano will speak at the upcoming NADP conference on using the lifetime balance sheet in divorce planning to make the outcome more equitable and sustainable.

Sensible Financial’s Founder Rick Miller and Senior Financial Advisor Frank Napolitano Selected to Present at National Association of Divorce Professionals Experience 2020

Posted by on January 30, 2020

Frank Napolitano and Rick Miller will speak at the National Association of Divorce Professionals (NADP) annual conference in May. The advisors will discuss using the lifetime balance sheet to plan divorce settlements.

How many investment accounts do I really need?

Posted by on January 29, 2020

Many clients come to Sensible Financial with a tangle of investment accounts. We analyze and reorganize their investments to make them more efficient and less expensive.

How Could Recent Changes to Retirement Plan and Tax Laws Affect You?

Posted by on January 28, 2020

The SECURE Act changes many of the tax laws surrounding retirement assets. IRAs, 401(k)s,

Financial Planning for Young Adults

Posted by on December 9, 2019

Often, people don’t start planning for retirement until later in life. To get the best results, it’s wise to begin financial planning young.

Sensible Scenarios: Dreams of an Arizona Retirement

Posted by on November 20, 2019

A couple plan to retire in Arizona. When they move sooner than originally planned, they contact their Sensible Financial advisor to make it work.

What’s the difference between Restricted Stock Units (RSUs) & Restricted Stock Awards (RSAs)?

Posted by on September 26, 2019

Both RSAs and RSUs are employer plans designed to reward and retain employees by offering additional compensation in the form of company stock. This article will help you understand the key differences between the plans and learn about potential tax saving strategies.

Volunteering (is) for the birds!

Posted by on September 26, 2019

This month I’ve decided to take a break from my typical financial musings to tell you about my experience as a volunteer on the fundraising committee at the Free Flight Exotic Bird Sanctuary. It was 2015. I had recently moved to San Diego and was spending a lot of time at their world-famous zoo. I’d […]

Frank Napolitano Earns His Chartered Financial Analyst Certification

Posted by on September 26, 2019

Frank Napolitano, Senior Financial Advisor, has attained the Chartered Financial Analyst ® (CFA) charterholder designation, passing all three exams on his first attempt.