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Sensible Perspectives

Rick Fine: Executive Pursuits Contributor for the Boston Business Journal

Posted by on June 20, 2018

Your team at Sensible Financial understand the value of pursuing your dreams, whether they involve retiring to a seaside cottage, sending your grandkids to college, or starting a charity to rescue homeless dogs. We encourage our clients and our staff to follow the path that brings them joy. Recently, the Boston Business Journal launched a […]

Laura Williams, CFP®, Is Promoted to Financial Advisor

Posted by on June 15, 2018

When Laura Williams moved to the Boston area to attend Bentley University, she had no idea she’d stay after graduation and make Boston her home. After graduating from Bentley with a B.S. in Finance, Williams began working at Sensible Financial as an Associate Advisor. Now, nearly four years later, Williams has earned a promotion from […]

Are You Saving Enough To Maintain Your Home?

Posted by on June 15, 2018

If you own your home, you’re the de facto property manager. Your job is to maintain your property and replace its various components as they depreciate. As the property manager, you must both hire professionals to do the maintenance and pay them for their (hopefully) excellent work.[1] [2] Being a property manager can be a […]

Updating Preferred ETFs – An Analytical Approach

Posted by on May 30, 2018

Every year, we review and update the preferred exchange-traded funds (ETFs) in Sensible Financial’s investment models. We focus on (1) minimizing tracking error, the difference in return between a fund and its benchmark index and (2) cost-efficiency – we want your investments to follow the model closely at the lowest possible cost. In our ETF […]

What Is It Like to Live in a Continuing Care Retirement Community?

Posted by on May 30, 2018

This is part 2 of a multi-part series on CCRCs. To read the first installment, click here. “I don’t know if I could live there. Everyone seems so old.” I’ve heard this comment occasionally from clients after they’ve visited a Continuing Care Retirement Community (CCRC). I mentioned it to the marketing director at a CCRC […]

Trade Deficits And Tariffs And Trade Wars, Oh My!

Posted by on May 17, 2018

International trade, and especially US international trade deficits, have been a large part of the news recently. President Trump has seized on trade deficits and the impact of globalization on US jobs and US businesses as central political issues. International trade plays an increasingly important role in the US economy. The chart above shows exports […]

Managing Up Matters

Posted by on April 13, 2018

In a recent Wall Street Journal article, “The Right and Wrong Way to Manage Up at the Office”, professionals, including Laura Williams, an Associate Financial Advisor at Sensible Financial, weigh in on the importance of understanding your boss’s style in maintaining a healthy work environment and moving ahead in your career. Managing up involves employees […]

Continuing Care Retirement Communities: Growing Old—In Style

Posted by on April 11, 2018

Ever since I hit {age redacted} I’ve had more thoughts about my future and about aging in general. Remember being 18 and thinking 30 was so old? Ah, memories. The fact is, 60 IS the new 40 and people are living longer, more vigorous lives long after they retire. The combination of this extended vitality […]

How Sensible Financial Protects Your Information

Posted by on April 4, 2018

The increasing number of data breaches and identity theft is a major concern. Recent high-profile stories like the Equifax breach and the Cambridge Analytica-Facebook scandal remind us of the ubiquity of the problem. It is therefore very timely to talk about some of the ways Sensible Financial works to protect your data. Interspersed throughout this […]

Want To Be Happy In Retirement? Spend Your Time And Resources On These Things.

Posted by on March 1, 2018

A few years ago, I had the pleasure of attending a seminar by Dr. Michael Finke, then a professor at Texas Tech (he is now at The American College of Financial Services). He spoke about measuring life satisfaction in retirement. I remember being impressed by his talk and wanting to write my own article about […]