Sensible Perspectives
On T-ball, Volunteering, and Patience
Posted by Chris Andrysiak on May 28, 2020
During these times when there is so much unpleasant news, we are supplementing our usual writings on interest rates, retirement plan distributions, and long-term disability insurance with lighter stories. Sensible People (as we like to call ourselves) are sensible, of course, but we are people too. We thought we would share a bit about what […]Should I take my RMD this year?
Posted by Rick Miller on May 26, 2020
The CARES Act says you don’t have to take a Required Minimum Distribution (an RMD) from your IRA, 401(k), 403(b), or other retirement account this year. You don’t have to, but should you? The answers to two simple questions will give you a pretty good idea of what to do. Do I need my RMD […]Sensible promotes Josh Trubow to Senior Financial Advisor
Posted by admin on April 30, 2020
Josh Trubow, MSFP, CFP ® recently earned the position of Senior Financial Advisor at Sensible Financial Planning and Management.How Will the CARES Act Affect You and the Economy?
Posted by Rick Miller on April 28, 2020
Fighting COVID-19 is pricey. Social distancing and quarantines have stalled the economy. The CARES Act seeks to mitigate costs for business and individuals.Will IRMAA affect my Medicare premiums?
Posted by Josh Trubow on April 17, 2020
Implementing sensible strategies to deal with IRMAA and Medicare can save you money. We offer a few ideas to help you negotiate both.The CARES Act: How Will It Affect Individuals and Families?
Posted by Chris Andrysiak on April 9, 2020
The CARES Act has provisions that may affect you and your family. In this article, we outline the recent stimulus-related bills and their implications.Rick Miller: Musings on life in the time of the novel coronavirus*
Posted by Rick Miller on March 16, 2020
As our daily lives become more and more impacted by COVID-19 (novel coronavirus), I started a running list of all the things that sprang to mind. As this Atlantic article suggests, we are fortunate to have significantly better medical technologies and resources than were available in 1918, the year of the “Spanish flu.” While the […]The Novel Coronavirus or COVID-19: How and when will life return to normal?
Posted by Rick Miller on March 16, 2020
The World Health Organization reports (as of March 13, 2020) that there have been 132,758 cases of COVID-19, with 4,955 deaths. The virus has spread to 123 countries. It certainly looks scary, and it is scary for those directly affected. But consider: The United States Centers for Disease Control (CDC) estimates that so far this […]Recent Stock Market Performance in Context
Posted by Rick Miller on March 16, 2020
The stock market has been quite volatile in the last month. There has been considerable investor uncertainty associated with the novel coronavirus and COVID-19. Historical perspective The chart shows the performance of the S&P 500, adjusted for inflation using the US Consumer Price Index (CPI) since the beginning of 1926 (when the Standard Statistics Company […]Should You Hire an Accountant to Do Your Taxes?
Posted by Josh Trubow on February 27, 2020
Whether your taxes are simple or complex, it might be wise to hire an accountant to do your taxes and get the most out of your money.