Sensible Perspectives
What Do I Need to Know About Continuing Care Retirement Communities?
Posted by Rick Fine on June 11, 2019
Last April, I began a seven-part series on CCRCs (Continuing Care Retirement Communities). Many of our clients were asking about retirement options and I decided CCRCs were a good place to start my research. In addition to reading about the subject, I spoke to senior living experts, CCRC administrators, and residents to ask them about […]Protecting your legacy in case of an adult child’s divorce
Posted by Rick Fine on May 10, 2019
Recently, a client came to us with a problem. He had amassed a healthy portfolio and planned to leave it to his two children. He was worried that his daughter’s impending divorce might leave her portion of the inheritance vulnerable to her soon-to-be ex-husband. How do you protect your assets — and your children — […]Sensible Scenarios: Law & Retirement
Posted by Laura Williams on May 7, 2019
Steve and Maria Henderson, both attorneys, have moved around a lot since they got married. There were colleges and law school, and then, internships and some pro-bono work in an economically depressed area of the US. Now they’re in Massachusetts and are considering making it their permanent home. They’re even contemplating making the switch from […]Sensible Financial Named One of San Diego’s Top Financial Advisors for 2019
Posted by admin on April 24, 2019
Each year, AdvisoryHQ News’ editorial, research, and ranking teams identify and rank the top companies in financial services, wealth management, banking, investment management, accounting, consultancies, retail, financial advisory, and education. This year, they chose Sensible Financial for their list, 2019’s Top Financial Advisors & Wealth Management Firms in San Diego, CA. The publication lauded Sensible Financial […]Erica Sibley, Sensible’s Operations and Disney Expert
Posted by admin on April 23, 2019
There’s a new member of staff behind the front desk at Sensible; welcoming clients, answering queries over the phone — and that’s just the tip of the iceberg. Let’s meet her. Erica Sibley is a Massachusetts native through and through. She grew up in the Boston area, and after gaining her degree in criminal justice […]Sensible Scenarios: Should I Stay or Should I Go?
Posted by Laura Williams on March 20, 2019
Remember when you were a kid and grownups asked you what you wanted to be when you grew up? That was then, and this is now. You are a grownup. You’ve finished school, gone to work, and started a family or a business. Now you’re settled, but you still have dreams. Maybe you want to […]Should you buy or lease your car?
Posted by Jay Abolofia on March 20, 2019
Your car is one of the most expensive items you own. Costs include the purchase of the car itself, finance costs, fuel, insurance, state fees, maintenance and repairs. According to the Bureau of Labor Statistics, vehicle-related expenses were the second highest after-tax expenditure (15%) for the average US household in 2017, between housing (33%) and […]The new year is in full swing. Know your limits and get ready to file!
Posted by Josh Trubow on February 27, 2019
A brief tax guide and update for 2019 As you might have heard in the news recently, the Tax Cuts and Jobs Act (TCJA) was passed at the end of 2017 and many taxpayers are now filing their first return under the new tax regime. The TCJA was enacted with four goals: tax relief for […]New Employee Profile: Gyb Spilsbury Thinks Sensible Is Just Right
Posted by admin on January 22, 2019
If you’ve visited the offices of Sensible Financial Planning lately, you may have noticed a new face among the bricks and artwork. Gyb Spilsbury, a recent graduate of Union College in New York, started as an Associate Financial Advisor on October 1st. Sensible’s newest team member is enjoying his new position and his new city. […]What You Owe John Bogle, Iconic American Inventor
Posted by Rick Miller on January 22, 2019
This article first appeared on Forbes.com. Modern Portfolio Theory, the work of Markowitz, and Sharpe, and many, many others, is the foundation of how we think about finance and financial markets. Both Markowitz and Sharpe won the Nobel prize in Economics, and many of their intellectual descendants have done so as well. One of the […]