The following is an in-depth collection of key reads, published by Sensible Financial, regarding various topics related to your personal finances and investing.
Charitable Contributions
Updated: September 1, 2015 The end of the year is a traditional time for charitable contributions. Why? Many people do some assessment of their income…
Financing College – It’s not just for your kids anymore!
Updated: September 1, 2015 Wait! Before you move on to your next e-mail, thinking “my kids are through college,” consider for just a moment –…
Matchmaker, Matchmaker, Make Me a Raise
Updated: September 1, 2015 Lots of people are leaving money on the table, turning down money their employers want to give them. They are giving…
War, uncertainty, and your investment portfolio
Updated: September 1, 2015 These are definitely challenging times for savers and investors, with the US stock market (still)¹ down from its peak and war…
How much diversification is enough?
Updated: September 1, 2015 Mom told us to dress warmly, eat well, wear clean underwear and always hold a diversified investment portfolio. Well, the first…
The (Hidden) Costs of Mutual Fund Investing
Updated: September 1, 2015 We humans focus on what we are shown. This tendency makes magic work. The magician fools our eyes by making large…
Mutual Funds vs Separately Managed Accounts
Like what you’re reading? Sign up for our monthly newsletter to receive the latest articles straight to your inbox. Updated: September 1, 2015 Separately Managed…
After Enron – protecting your retirement nest egg
Updated: September 1, 2015 The highly publicized collapses of Enron and WorldCom destroyed many 401(k) accounts, devastating the retirement hopes and plans of many thousands…
Market decline and volatility – what does it mean for my portfolio?
Updated: September 1, 2015 You may have heard or noticed that the stock market has been going through a bit of a rough patch. As…
How to avoid the next Madoff scam
Updated: September 1, 2015 What can we learn from the Madoff fraud? Let’s start by listing what we know about it: The investor group seemed…
What to do with your income tax refund
Updated: September 1, 2015 April 15 has just passed¹. With a little luck, you may have come into some extra money – Uncle Sam or…
Five Simple Rules for Harvesting Capital Gains
Updated: September 1, 2015 The end of the year is upon us1. Your tax advisor (if you have a tax advisor) may be asking you…
Take Advantage of Low Taxes on Investments
Updated: September 1, 2015 How can you take advantage of dividend and capital gain tax rates at historically low levels? Sensible Financial™ identifies 4 specific…
Establishing a Streamlined Tax Structure
Updated September 1, 2015 Have you seen the simplified 1040? It looks like this: How much money did you make last year? ________________ Send it…
Should you convert your Traditional (pre-tax) IRA to a Roth IRA in 2010?
Updated: September 1, 2015 The US Congress, in the Tax Increase Prevention and Reconciliation Act (TIPRA) of 2006, eliminated the income limit for conversions from…
