Sensible Perspectives
New Art at Sensible Financial
Posted by admin on October 30, 2018
At Sensible Financial, providing an inviting space for our clients and employees is a high priority. Working in or visiting comfortable and attractive surroundings inspires creativity and helps foster a positive attitude. The deCordova Museum’s Corporate Art Loan Program offers us the opportunity to display beautiful pieces from New England-based contemporary artists. This fall, we […]Freezing Your Credit
Posted by Frank Napolitano on October 29, 2018
Freezing your credit is now free (and probably makes more sense than ever) In April I wrote an article about the steps Sensible Financial takes to protect our clients’ information along with actions you can take to protect yourself, such as using strong passwords and enabling multifactor authentication where possible. A newly-passed law now makes it easier to protect your credit information. Earlier this […]Take full advantage of your Employee Stock Purchase Plan (ESPP)!
Posted by Josh Trubow on October 29, 2018
In this installment of my series on employee benefits, I will cover employee stock purchase plans (ESPPs), which offer the ability to purchase employer stock through payroll deductions. Only about 30% of eligible participants take advantage of these plans, and on average, those who don’t participate miss out on over $3,000 per year[1]. You might […]Evidence says the Fed is not “out of control”
Posted by Rick Miller on October 11, 2018
The stock market has declined a lot in the last two days, and the President has implied that it’s the Federal Reserve’s (the Fed’s) fault: the Fed is “so tight” (that is, the Fed is raising interest rates too fast and / or too much), and it is “out of control.” The Federal Reserve is […]Am I Eligible to Live in a Continuing Care Retirement Community? Part Two (Part 5 of 7)
Posted by Rick Fine on September 21, 2018
In my previous articles on Continuing Care Retirement Communities (CCRCs), I described the amenities these communities offer, what it’s like to live in one, the various types of contracts, and explained the difference between affordability and eligibility. In this article, I will give a concrete example of the latter. Introducing Martha, a CCRC applicant Here […]A Sensible Approach to Scheduling
Posted by Josh Trubow on September 20, 2018
At Sensible Financial, we strive to make it easier for you to work with us. We know that scheduling meetings and phone calls has been a major pain point, requiring a lot of telephone and email back and forth. We are pleased to announce that we have upgraded our old-school methods to Calendly, a user-friendly […]Sensible Scenarios: Do I Need Disability Insurance?
Posted by admin on September 19, 2018
Remember when you were a kid and grownups asked you what you wanted to be when you grew up? That was then, and this is now. You are a grownup. You’ve finished school, gone to work, and started a family or a business. Now you’re settled, but you still have dreams. Maybe you want to […]Sensible Scenarios: Stress Free in Arizona
Posted by admin on August 27, 2018
Remember when you were a kid and grownups asked you what you wanted to be when you grew up? That was then, and this is now. You are a grownup. You’ve finished school, gone to work, and started a family or a business. Now you’re settled, but you still have dreams. Maybe you want to […]Am I eligible to live in a Continuing Care Retirement Community? (Part 4 of 7)
Posted by Rick Fine on August 27, 2018
In my previous articles on Continuing Care Retirement Communities (CCRCs), I described the amenities these communities offer, what it’s like to live in one, and the various types of contracts one can purchase. In this article, I will describe the application process and how a CCRC determines if you qualify for residency. The application process […]Yield Curve Inversion
Posted by Rick Miller on August 24, 2018
Who’s afraid of the inverted yield curve? The financial press has been worrying about the yield curve[1] recently. The yield curve is “flattening,”[2] and that flattening “raises a warning flag.”[3] If you read the articles, you’ll see that the authors are most concerned about the possibility that the yield curve may become “inverted.” This raises […]