The Greens want to retire early and spend time with family. Sensible created a financial plan so they could step back from their stressful jobs and relax.
Remember when you were a kid and grownups asked you what you wanted to be when you grew up? That was then, and this is now. You are a grownup. You’ve finished school, gone to work, and started a family or a business. Now you’re settled, but you still have dreams. Maybe you want to[Learn more…]
A recent Wall Street Journal article argues that people may be saving too much for retirement. The author spoke to a number of experts and identified several reasons that rules of thumb may be misleadingly high. The key points are important, and all are worth some thought. “The financial industry’s typical rule of thumb—which states[Learn more…]
Steve and Maria Henderson, both attorneys, have moved around a lot since they got married. There were colleges and law school, and then, internships and some pro-bono work in an economically depressed area of the US. Now they’re in Massachusetts and are considering making it their permanent home. They’re even contemplating making the switch from[Learn more…]
A couple plan to retire in Arizona. When they move sooner than originally planned, they contact their Sensible Financial advisor to make it work.
Investment risk and its potentially negative consequences can be a scary proposition for retirees, who might find it difficult to recover from a significant market downturn. By restructuring your portfolio to include more predictable retirement income, you can greatly increase the probability that your retirement assets will sustain you through retirement. To increase income predictability,[Learn more…]
As Halloween approaches, one is reminded of all the scary things that lurk in the shadows. Fortunately, most people over the age of six know that ghosts and goblins are merely figments of our imagination, not to mention opportunities to accumulate delicious treats. However, for some adults, there is one potential goblin that is very[Learn more…]