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Laura Williams

Non-Retirement Social Security Benefits: Survivor Benefits

by
Laura Williams
CFP®, ChSNC® - Senior Financial Advisor

July 29, 2025

The picture is of an older man sitting alone at the beach at sunset to represent survivor benefits from Social Security.

Most people know about Social Security’s retirement benefits but are less familiar with others, like survivor benefits. 

Non-Retirement Social Security Benefits: Family Benefits 

by
Laura Williams
CFP®, ChSNC® - Senior Financial Advisor

April 28, 2025

The picture is of a grandfather playing with his baby grandchild to represent the Social Security Family Benefit.

Social Security Family Benefits or “spousal” or “child” benefits can benefit family members based on a retired worker’s earnings record.

How to Calculate Your Social Security Retirement Benefit

by
Laura Williams
CFP®, ChSNC® - Senior Financial Advisor

March 27, 2025

The picture shows a blackboard with figures on it to represent calculating your Social Security benefit.

 [Learn more…]

ABLE Accounts: What Are They and How Do They Work? 

by
Laura Williams
CFP®, ChSNC® - Senior Financial Advisor

July 31, 2024

The picture shows a man with Down Syndrome hugging his father happily. ABLE accounts apply to some disabled people.

ABLE (Achieving a Better Life Experience) accounts enable some disabled people to save in a tax-advantaged account without risking benefits.

Will You Owe Taxes When You Sell Your Home? 

by
Laura Williams
CFP®, ChSNC® - Senior Financial Advisor

May 30, 2024

The picture shows a house constructed with currency to represent taxes you might owe when you sell.

If you sell a primary residence you may owe taxes on your gains. Some rules pertaining to taxes and home sales have changed over the years.

Will I Need Long-term Care and Long-term Care Insurance? 

by
Rick Miller
Ph.D., CFP® - Founder


Laura Williams
CFP®, ChSNC® - Senior Financial Advisor

October 23, 2023

The picture shows a dog looking quizzical to represent the question, "Do I need long-term life insurance.

If you’re used to living independently, it can be daunting to think about needing long-term care insurance. However, it’s best to plan.

 Older Adult Living Options: Issues and Solutions

by
Rick Miller
Ph.D., CFP® - Founder


Laura Williams
CFP®, ChSNC® - Senior Financial Advisor

September 29, 2023

The picture shows an older Black woman talking to her caregiver to represent older adult living.

When looking at your older adult living options, planning is vital. Preparation will help you and your loved ones cope with the future.

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Phone: (619) 573-4131​

Sensible Financial Planning has been acquired by Beacon Pointe Advisors as of October 1, 2025. To access services, resources, or support, please visit https://beaconpointe.com/financial-advisors/ma/waltham/wama/. Important disclosures for clients can be found by visiting https://beaconpointe.com/disclosures/. Advisory services offered through Beacon Pointe Advisors, LLC, a registered investment advisor.

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