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Stock Market

Who’s Afraid Of The Debt Ceiling? (part 2)

by
Rick Miller
Ph.D., CFP® - Founder

May 30, 2023

The picture shows the ceiling of a building to represent the debt ceiling.

The debt ceiling is the maximum debt that the Congress has authorized. How can the debt ceiling ever be breached?

Why Are Stocks And Bonds Both Down? Part III

by
Rick Miller
Ph.D., CFP® - Founder

October 25, 2022

How bonds can still provide diversification to your portfolio, even though stock and bond returns are just uncorrelated.

Why Are Stocks And Bonds Both Down? Part II

by
Rick Miller
Ph.D., CFP® - Founder

September 28, 2022

This is a picture of a down escalator to represent stocks and bonds declining.

Why have both stocks and bonds declined? Rising interest rates and poor earnings forecasts are only part of the story.

Should You Have a Backup Budget? (part 2)

by
Frank Napolitano
J.D., CFP®, CFA® Charterholder - Senior Financial Advisor


Gyb Spilsbury
January 25, 2022

The picture is of a life preserver to represent the wisdom of having a backup plan.

How do you create a backup budget and how can this exercise lead to a more nuanced risk capacity analysis?

Is It Time to Consider a Backup Budget?

by
Frank Napolitano
J.D., CFP®, CFA® Charterholder - Senior Financial Advisor


Gyb Spilsbury
June 30, 2021

The picture shows dice on a stock report to signify risk and relate to a backup budget.

If you are flexible in your spending, creating a backup budget may measure your risk capacity more accurately, illustrating how much stock you can afford.

Recent Stock Market Performance in Context

by
Rick Miller
Ph.D., CFP® - Founder

March 16, 2020

chart showing financial crises compared with COVID-19

The stock market has been quite volatile in the last month. There has been considerable investor uncertainty associated with the novel coronavirus and COVID-19. Historical perspective The chart shows the performance of the S&P 500, adjusted for inflation using the US Consumer Price Index (CPI) since the beginning of 1926 (when the Standard Statistics Company [Learn more…]

Expected Returns and the Risk Premium

by
Rick Miller
Ph.D., CFP® - Founder

February 15, 2020

Expected Returns

Returns are unknown, and an individual cannot be certain they will achieve a larger return from one management strategy over another. Rick Miller discusses the how risk premiums should factor into expected returns.

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Disclaimer

This content reflects the opinions of Sensible Financial®. We may change it at any time without notice. We provide this content for informational purposes only. Although we endeavor to keep the information up-to-date and correct, we make no representations or warranties of any kind, express or implied, about the completeness, accuracy, reliability, suitability for a particular purpose or availability with respect to the website or the information, products, services, or related graphics contained on the website for any purpose. We do not intend the information contained in this website as investment advice and we do not recommend that you buy or sell any security. We do not guarantee that our statements, opinions or forecasts will prove to be correct. Past performance does not guarantee future results. You cannot invest directly in any index. If you attempt to mimic the performance of an index, you will incur fees and expenses which will reduce returns. All investing involves risk. You can lose any money you invest. There is no guarantee that any investment plan or strategy will succeed.

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