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Single Premium Immediate Annuities (Part 1)
A Single Premium Immediate Annuity (SPIA) is a plain but powerful way to ensure predictable lifetime income.
Investing in the Trump Era
Now that the new administration has begun, what impact will the Trump era have on the market and investment returns?
What You Need to Know About the SECURE Act 2.0
The passage of the SECURE Act in 2019 made big changes to the Internal Revenue Code. What will that mean for you?
Getting the Most From Your Budgeting Software (Part 2)
If you’ve ever tried to keep track of your spending with a budgeting app, you know that the initial motivation doesn’t always last. After a few weeks, categories get jumbled, transactions go uncategorized, and your carefully laid-out budget turns into chaos. At that point, you may be wondering if it’s even worth trying to salvage.
In short: yes! Technology is a tool, and budgeting software exists to save you time and relieve some of your money stress. When you properly connect your accounts, organize transactions thoughtfully, and schedule time to review your budget, you can avoid confusion and know exactly where every dollar is going.
In this second installment of my budgeting series, I will help you set up and — most importantly — maintain your budgeting software to reach your financial goals. Ready to get started? Log in to Sensible Friends to access the full article and learn how to keep your budget running smoothly for the long haul.
What you’ll learn:
- The proper steps to connect your accounts and tailor your categories to reflect your real-life spending patterns from day one.
- Optional tweaks like notifications, dashboards, and budgeting features to make your experience more user-friendly.
- How to stay ahead of miscategorizations and keep tabs on your spending (without drowning in the details).
- How to regularly check reports, compare your data to your broader financial goals, and know when it’s time to tweak your budget.
- Tips for avoiding the all-too-common scenario of falling behind or abandoning the app after a few months.
If you feel stuck on how to make the most of your budgeting software, you’re not alone. Log in to Sensible Friends to read the full article — and the entire budgeting series. With knowledge, a clear plan, and the right approach, you can turn any app into a powerful ally for saving, spending, and investing more confidently.
Are My Assets Safe? What Are Financial Intermediaries? Part 2
FDIC insurance protects cash against bank failures, but few know the risks in holding financial securities at financial intermediaries.
Estate Planning Feedback from Our Clients
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