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Blog

Accountant Feedback from Our Clients

by
Chris Andrysiak
MBA, CFP® - Senior Financial Advisor and Senior Director of Strategy

February 25, 2025

Based on a Sensible Financial survey, hear how our clients work with and evaluate individual accountants and firms.

Single Premium Immediate Annuities (Part 1)

by
Rick Fine
MBA, RMA®, CFP® - Principal and Director of Financial Planning

February 24, 2025

A Single Premium Immediate Annuity (SPIA) is a plain but powerful way to ensure predictable lifetime income.

Investing in the Trump Era

by
Rick Miller
Ph.D., CFP® - Founder

January 29, 2025

The picture shows someone looking at their computer to check investment returns.

Now that the new administration has begun, what impact will the Trump era have on the market and investment returns?

What You Need to Know About the SECURE Act 2.0 

by
Frank Napolitano
J.D., CFP®, CFA® Charterholder - Senior Financial Advisor

January 29, 2025

The picture show the Capitol Building in Washington, D.C. where laws, like the SECURE Act are made.

The passage of the SECURE Act in 2019 made big changes to the Internal Revenue Code. What will that mean for you?

Getting the Most From Your Budgeting Software (Part 2) 

by
Marie St. Clare
CFP® - Financial Advisor

January 27, 2025

If you’ve ever tried to keep track of your spending with a budgeting app, you know that the initial motivation doesn’t always last. After a few weeks, categories get jumbled, transactions go uncategorized, and your carefully laid-out budget turns into chaos. At that point, you may be wondering if it’s even worth trying to salvage. 

 

In short: yes! Technology is a tool, and budgeting software exists to save you time and relieve some of your money stress. When you properly connect your accounts, organize transactions thoughtfully, and schedule time to review your budget, you can avoid confusion and know exactly where every dollar is going. 

 

In this second installment of my budgeting series, I will help you set up and — most importantly —  maintain your budgeting software to reach your financial goals. Ready to get started? Log in to Sensible Friends to access the full article and learn how to keep your budget running smoothly for the long haul. 

 

What you’ll learn: 

  • The proper steps to connect your accounts and tailor your categories to reflect your real-life spending patterns from day one. 
  • Optional tweaks like notifications, dashboards, and budgeting features to make your experience more user-friendly. 
  • How to stay ahead of miscategorizations and keep tabs on your spending (without drowning in the details). 
  • How to regularly check reports, compare your data to your broader financial goals, and know when it’s time to tweak your budget. 
  • Tips for avoiding the all-too-common scenario of falling behind or abandoning the app after a few months. 

 

If you feel stuck on how to make the most of your budgeting software, you’re not alone. Log in to Sensible Friends to read the full article — and the entire budgeting series. With knowledge, a clear plan, and the right approach, you can turn any app into a powerful ally for saving, spending, and investing more confidently. 

 

Are My Assets Safe? What Are Financial Intermediaries? Part 2

by
Frank Napolitano
J.D., CFP®, CFA® Charterholder - Senior Financial Advisor

December 19, 2024

The picture shows a caution sign to represent the question in the title about financial intermediaries.

FDIC insurance protects cash against bank failures, but few know the risks in holding financial securities at financial intermediaries.

Estate Planning Feedback from Our Clients

by
Chris Andrysiak
MBA, CFP® - Senior Financial Advisor and Senior Director of Strategy

December 19, 2024

The picture shows a standardized test answer sheet to represent the estate planning survey.

 [Learn more…]

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Recent Posts

Debunking Investing Rules of Thumb

Common investing advice can be lousy for many people. Here, I’ll make the case that some investing rules of thumb are off base.  

Financial Designations: What Do They Mean?

The financial planning profession is full of designations. Let’s discuss what they cover, and which ones could fit your needs.

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Sensible Staff
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