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Frank Napolitano

Should You Have a Backup Budget? (part 2)

by
Frank Napolitano
J.D., CFP®, CFA® Charterholder - Senior Financial Advisor


Gyb Spilsbury
CFP® - Financial Advisor

January 25, 2022

The picture is of a life preserver to represent the wisdom of having a backup plan.

How do you create a backup budget and how can this exercise lead to a more nuanced risk capacity analysis?

Is It Time to Consider a Backup Budget?

by
Frank Napolitano
J.D., CFP®, CFA® Charterholder - Senior Financial Advisor


Gyb Spilsbury
CFP® - Financial Advisor

June 30, 2021

The picture shows dice on a stock report to signify risk and relate to a backup budget.

If you are flexible in your spending, creating a backup budget may measure your risk capacity more accurately, illustrating how much stock you can afford.

Optimize Social Security Benefits After Divorce

by
Frank Napolitano
J.D., CFP®, CFA® Charterholder - Senior Financial Advisor

March 26, 2021

The picture shows part of a $5 bill representing benefits.

A divorced person is entitled to Social Security benefits on their ex-spouse’s record. What are the rules for spousal and survivor benefits?

How Does Timing Affect Social Security Lifetime Benefits?

by
Frank Napolitano
J.D., CFP®, CFA® Charterholder - Senior Financial Advisor

February 18, 2021

The picture shows a dog, poised to catch a ball to represent the importance of timing.

Timing when you file for Social Security is important and has a great effect on your lifetime Social Security benefit.

How Does Divorce Affect Social Security Spousal and Survivor Benefits?

by
Frank Napolitano
J.D., CFP®, CFA® Charterholder - Senior Financial Advisor

December 21, 2020

The picture shows a path diverging to represent divorce. The couple may still get spousal benefits.

Divorced spouses need to know about spousal benefits and survivor benefits. This article shows how Social Security calculates these benefits.

The Impact of Divorce on Social Security Benefits

by
Frank Napolitano
J.D., CFP®, CFA® Charterholder - Senior Financial Advisor

November 30, 2020

The picture shows a couple discussing divorce and Social Security benefits.

Social Security benefits are complicated enough. When you throw divorce into the mix, you add another layer of complexity.

Financial Fraud: What Can You Do to Protect Yourself?

by
Frank Napolitano
J.D., CFP®, CFA® Charterholder - Senior Financial Advisor

September 29, 2020

The picture shows a computer with money coming out of it, representing financial fraud.

100 years after Charles Ponzi created his famous scam, investors can still fall prey to financial fraud. Here are some tips to avoid it.

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