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Frank Napolitano

Charitable Giving and Your Estate Plan

by
Frank Napolitano
J.D., CFP®, CFA® Charterholder - Senior Financial Advisor

August 31, 2023

The picture shows a gift wrapped with a ribbon to represent charitable giving.

Did you know charitable giving can be a beneficial part of your estate plan? Learn how and why it might make sense for you.

How Can Trusts Save on Estate Taxes?

by
Frank Napolitano
J.D., CFP®, CFA® Charterholder - Senior Financial Advisor

August 29, 2023

The picture is of a grandfather teaching his granddaughter. This represents his helping her by using trusts to avoid estate taxes.

What are the estate taxes, how are they calculated, and how can adding trusts to your estate plan help you avoid them?

The Basics of Estate Planning

by
Frank Napolitano
J.D., CFP®, CFA® Charterholder - Senior Financial Advisor

June 20, 2023

The picture shows the words estate planning types on a page.

Since property can pass through or outside of probate, often, an estate planning attorney can help you decide on the best plan for you.

What Are the Differences Between Banks and Custodians?  

by
Frank Napolitano
J.D., CFP®, CFA® Charterholder - Senior Financial Advisor

April 28, 2023

The picture is of two giraffes looking in opposite directions. This represents the differences between banks and custodians.

What are the differences between banks and custodians? What are they, how do they operate, and why do we choose them?

Bonds Are Down, but It’s Not All Negative

by
Frank Napolitano
J.D., CFP®, CFA® Charterholder - Senior Financial Advisor

September 28, 2022

The picture shows a glass half full to say that bond declines are not all bad.

Rising interest rates are affecting bond prices adversely, but will bond prices hurt long-term investors’ portfolios?

How Does Inflation Affect Bond Returns?

by
Frank Napolitano
J.D., CFP®, CFA® Charterholder - Senior Financial Advisor

July 28, 2022

The picture shows stairs going under water to represent bond returns decreasing.

When bond prices change due to credit changes or unanticipated inflation, investors can experience real bond return losses.

Understanding Bond Returns

by
Frank Napolitano
J.D., CFP®, CFA® Charterholder - Senior Financial Advisor

June 30, 2022

The picture shows a garden maze to symbolize the complexity of bond returns.

What are the sources of bond returns? How do bond valuation techniques (credit and interest rates) affect bond prices?

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This content reflects the opinions of Sensible Financial®. We may change it at any time without notice. We provide this content for informational purposes only. Although we endeavor to keep the information up-to-date and correct, we make no representations or warranties of any kind, express or implied, about the completeness, accuracy, reliability, suitability for a particular purpose or availability with respect to the website or the information, products, services, or related graphics contained on the website for any purpose. We do not intend the information contained in this website as investment advice and we do not recommend that you buy or sell any security. We do not guarantee that our statements, opinions or forecasts will prove to be correct. Past performance does not guarantee future results. You cannot invest directly in any index. If you attempt to mimic the performance of an index, you will incur fees and expenses which will reduce returns. All investing involves risk. You can lose any money you invest. There is no guarantee that any investment plan or strategy will succeed.

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