In the second in my series on stock returns from 2000-2019, I look at international and emerging markets.
Investment Strategy
Investment Strategies
Investment returns are unpredictable. There are many strategies to invest in, some have more risk than others. Rick Miller discusses the reasons for following a passive approach to investing.
Retirement Income
The basic financial problem is simple: you live longer than you work. How do you move assets from your working years to your retirement years? We can help you build a long-term strategy for planning for your retirement.
What Has the Last Twenty Years of US Stock and Bond Investing Taught Us?
I looked back at the last 20 years of the US stocks and bonds market and made a few observations. This is the first in a series.
Human Capital And Portfolio Allocations
As people age, the allocation of their portfolio changes. Over time, financial assets grow to be a large component of their portfolio as human capital decreases. Rick Miller discusses the shift when aging in regard to financial planning for the future.
The Risks of Active Management
In my last article I summarized the trailing 15 years of active management versus passive management performance data (spoiler alert: passive won). Looking solely at fund returns over that timeframe, we saw that the overwhelming majority of active managers trailed the performance of their relevant benchmarks. But returns are only part of the analysis. Risk[Learn more…]
How to Become a Better Investor Than You Think You Are
A recent New York Times article by Gary Belsky suggests some reasons “Why We Think We’re Better Investors Than We Are.” Belsky lists a series of attributes that we all share. These biases affect all parts of our lives, but they have special impact on our financial decisions: Attribute: Overconfidence We think that we can do[Learn more…]