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Rick Fine

Single Premium Immediate Annuities (Part 2): Who Benefits Most from a SPIA?

by
Rick Fine
MBA, RMA®, CFP® - Principal and Director of Financial Planning

February 25, 2025

A SPIA is one of the simplest and most effective ways to secure a reliable stream of income in retirement, but it’s not one-size-fits-all.

Single Premium Immediate Annuities (Part 1)

by
Rick Fine
MBA, RMA®, CFP® - Principal and Director of Financial Planning

February 24, 2025

A Single Premium Immediate Annuity (SPIA) is a plain but powerful way to ensure predictable lifetime income.

Annuities: Confusing and Scary, or Good Investments?

by
Rick Fine
MBA, RMA®, CFP® - Principal and Director of Financial Planning

November 18, 2024

The image is of a confusing pattern because annuities are often confusing.

Annuities can be confusing and therefore, scary. They can also be valuable opportunities for the right investor.

The Five Biggest Medicare Mistakes 

by
Rick Fine
MBA, RMA®, CFP® - Principal and Director of Financial Planning

April 1, 2024

The photo is of a dropped ice cream cone to represent the five biggest Medicare mistakes.

Medicare is complicated and people don’t always get it right. Research is vital. What are the 5 biggest Medicare mistakes?

What Is Medicare and What Are All Those Letters?

by
Rick Fine
MBA, RMA®, CFP® - Principal and Director of Financial Planning

November 27, 2023

The picture shows a bowl of alphabet soup to represent the jumble of Medicare plans.

Like a soup recipe, Medicare plans are easier to understand if you know all the ingredients that go into them. So, let’s get started.

What are CCRCs and Are They for Me?

by
Rick Fine
MBA, RMA®, CFP® - Principal and Director of Financial Planning

July 31, 2023

The picture shows an older person's hands to represent the difficult decisions that go into deciding whether to live in a CCRC.

Older adults who anticipate needing long-term care may choose a continuing care retirement community (CCRC).

Rick Fine Loaded (His Camera) for Bear

by
Sensible Staff

Rick Fine
MBA, RMA®, CFP® - Principal and Director of Financial Planning

September 27, 2021

A bear catching a fish in Alaska.

Rick Fine, a talented photographer, recently traveled to Alaska on a photography trip. He bushwhacked his way through and took lovely photos.

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