Rick Fine

Rick Fine - Medicare part D

Since 2003, Sensible Financial’s clients have relied on Rick Fine’s expertise to help them realize their financial goals. Rick’s knowledge of financial modeling, retirement planning, and insurance combine to help his clients organize their personal finances.

After a 17-year career in financial software in the engineering, product management, and business development fields, Rick’s interest in investing led him to make the move to financial planning. He already had an MBA from Babson College and later, enrolled in Boston University’s financial planning certificate program, eventually receiving his CFP® certification from the CFP Board of Standards.

Rick’s high standards and attention to detail impressed Sensible Financial’s founder, Rick Miller, who hired him as the firm’s first employee. During the fall of 2017, fourteen years of successfully creating financial plans for clients led to Rick’s promotion to a principal of the firm. This position gives him an even bigger stake in the company and its future and further ensures the continuity of Sensible Financial. Families can continue to count on Rick as a part of their long-term plans.

Sensible Financial’s strong values are important to Rick. “The fact that Sensible Financial is a fiduciary financial planning and investment firm means our clients can have confidence in our fair, impartial counsel,” he says. “They know we’re responsible for working in their best interest and that we’re dedicated to providing unbiased financial advice at a fair price.”

Rick’s engineering background and his desire to keep Sensible’s processes running smoothly makes his skillset the ideal counterpart to Rick Miller’s more strategic perspective. Their different approaches complement one another.

Sensible’s positive company culture and its policy of nurturing talent has helped Rick Fine rise from a part-time intern to a principal of the company. He says, “These days, people don’t necessarily stay at one company for as long as I have. Our internal training program has helped me and a number of others advance within the firm. It’s great for employees and for the future of the company.”

When Rick isn’t working for the benefit of his clients, he’s out capturing wildlife—on camera. A skilled landscape photographer with a natural eye for beauty, he spends most of his vacations on photographic excursions, channeling his more artistic side. His photographs decorate the walls inside the firm’s historic Waltham building, making the environment warmer and more comfortable.

Rick Fine works hard. As a photographer, he spends hours surveying the scene and deciding which exposure and position will convey each shot in the best possible way. As a financial planner, he listens to families describe their dreams and researches how to make them come true. The two skills may seem different, but they both take the same level of diligence and commitment and they both create beautiful results.

Sensible Perspectives: Articles by Rick Fine

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