Detailed Action Plan
Posted by admin on August 25, 2015
We begin by asking where you are in life, and where you want to go.
- You may be starting out – planning for a house, maybe children and college – contemplating retirement (no work, some work, different work?), or retired.
- You may be a couple that wants a plan to buy a house, put children through college and retire comfortably. You may be single and plan to stay that way throughout your life.
- Your goals may be quantitative and financial – like a house down payment of a certain size, or qualitative and “soft,” such as a yearning for more family time.
Regardless of where you start, identifying your destination is the first step to getting there.
We work with you to build a financial plan that includes all of your major goals, financial and non-financial. We help you to specify the financial implications of your qualitative goals so that your living standard needn’t change to accommodate them.
Given the choice, most people prefer a stable living standard. They want to live well now and later. Planning to live better later isn’t attractive. Neither is a decline in lifestyle once the paychecks stop arriving. We work with you to identify a sustainable standard of living, one you can maintain throughout your life – before and after retirement.
Our Integrated Financial Plan does not address every financial issue. For example, the plan does not include advice about health insurance coverage or about property and casualty insurance. And of course, no plan can address every conceivable issue. We do our best to focus on the issues of greatest importance to you and those with the greatest likely impact on your financial goals.