We often ask our clients “What is important to you in life?” While priorities and preferences vary, the majority of our clients cite “family” as a primary value. Couples who include children in their lives face fundamental differences in their financial life cycle, which affect their retirement in a number of ways. Consumption Spending. Since [Learn more…]
Retirement Planning and Cash Flow
I recently had the privilege of attending the 2014 Retirement Research Consortium (RRC) Meeting on August 7-8, 2014 at the National Press Club in Washington, DC. I also had the honor of addressing the meeting as the luncheon speaker on Thursday the 7th. You can see the slides from my speech here, and view the [Learn more…]
A recent Wall Street Journal article argues that people may be saving too much for retirement. The author spoke to a number of experts and identified several reasons that rules of thumb may be misleadingly high. The key points are important, and all are worth some thought. “The financial industry’s typical rule of thumb—which states [Learn more…]
Rick Miller was quoted in a recent Boston Globe article: Annuities regain a bit of luster as retirements get longer You can read about it here.
Rick Miller has worked with the Society of Actuaries and NAPFA (the National Association of Personal Financial Advisors) to prepare a presentation on how advisors can help their clients better understand financial planning issues associated with longevity. Rick has delivered this presentation at multiple professional conferences. Here is one reporter’s take on what Rick and [Learn more…]
MarketWatch’s Robert Powell hosts a panel discussion on the future of retirement, including financial risks, lifestyle choices and working in retirement, with benefit experts Joseph Coughlin, Kathryn McCabe Votava and Rick Miller.
MarketWatch’s Robert Powell hosts a panel discussion on pratical strategies for saving for health-care costs in retirement with benefits experts Kathryn McCabe Votava, Joseph Coughlin and Rick Miller.