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Rick Miller

Politics, Policies, and Stock Market Returns 

by
Rick Miller
Ph.D., CFP® - Founder

October 16, 2024

The picture shows the White House to represent the upcoming presidential election.

Political uncertainty is uncomfortable. Investors might wonder if or how politics and elections affect investment returns. 

Should Gold Be a Part of Your Portfolio? (Part 2)

by
Rick Miller
Ph.D., CFP® - Founder

September 24, 2024

The picture shows gold bars on a chart to represent using gold as an inflation hedge.

An inflation hedge protects you against a decline in the purchasing power of your assets. Is gold an appropriate inflation hedge?

Should Gold Be a Part of Your Portfolio?

by
Rick Miller
Ph.D., CFP® - Founder

August 31, 2024

The picture shows a label for a gold bar since the article is about gold as currency.

Perhaps you have an occasional nagging feeling that you should hold some gold “just in case.” But does gold belong in your portfolio?

90 Years Of Stock And Bond Returns: Does Inflation Matter? (Part 2)

by
Rick Miller
Ph.D., CFP® - Founder

June 26, 2024

this image shows inflation over time

Analyzing the impact of inflation on stock and bond returns over the past 90 years can help us understand future markets.

90 Years of Stock and Bond Returns, and Does Inflation Matter?

by
Rick Miller
Ph.D., CFP® - Founder

May 30, 2024

The image shows a sign for Wall Street to represent stock and bond returns.

Studying stock and bond returns from 1934 until now, can help us understand what we might expect in future markets.

Managing Money as a Couple: Early Marriage 

by
Rick Miller
Ph.D., CFP® - Founder

April 30, 2024

The image shows a young couple preparing breakfast together to represent early marriage.

 [Learn more…]

TIPS ladder vs TIPS index fund: Advantages? Disadvantages? 

by
Rick Miller
Ph.D., CFP® - Founder

February 28, 2024

The photo is of a laptop with a graph to represent investments, TIPS index funds, and a TIPS ladder.

TIPS can be a buffer against inflation, but there are TIPS ladders and index funds. Which method works best?

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Sensible Financial Planning has been acquired by Beacon Pointe Advisors as of October 1, 2025. To access services, resources, or support, please visit https://beaconpointe.com/financial-advisors/ma/waltham/wama/. Important disclosures for clients can be found by visiting https://beaconpointe.com/disclosures/. Advisory services offered through Beacon Pointe Advisors, LLC, a registered investment advisor.

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This content reflects the opinions of Sensible Financial®. We may change it at any time without notice. We provide this content for informational purposes only. Although we endeavor to keep the information up-to-date and correct, we make no representations or warranties of any kind, express or implied, about the completeness, accuracy, reliability, suitability for a particular purpose or availability with respect to the website or the information, products, services, or related graphics contained on the website for any purpose. We do not intend the information contained in this website as investment advice and we do not recommend that you buy or sell any security. We do not guarantee that our statements, opinions or forecasts will prove to be correct. Past performance does not guarantee future results. You cannot invest directly in any index. If you attempt to mimic the performance of an index, you will incur fees and expenses which will reduce returns. All investing involves risk. You can lose any money you invest. There is no guarantee that any investment plan or strategy will succeed.

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