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Sensible Financial Planning
Rick Miller, Ph.D., CFP®, Founder
Rick Fine, MBA, RMAsm, CFP® - Senior Financial Advisor
Josh Trubow - Junior Financial Advisor
Diane Shea - Office Administrator
Frank Napolitano - Financial Advisor
Steven Sylvia - Junior Financial Advisor
Laura Williams - Junior Financial Advisor
Sensible Financial Planning sensible people rick miller

Rick MillerRick Miller, Ph.D., CFP®, Founder

Rick earned his Ph.D. in Economics at the University of Chicago. His studies included family economics and lifetime planning. He brings a particularly analytical and rigorous approach to the practice of both financial planning and investment advice.

As a business consultant, Rick specialized in financial services. His work regularly put him in contact with regulators, industry experts, and senior executives. He also saw financial product marketing from the inside.

At Scudder Investments, Rick learned the inner workings of mutual funds first-hand and went on to develop a financial advice offering for Scudder. In the process, he scouted the market for the latest financial advice software tools.

With Sensible Financial Planning, Rick ties together the threads of his professional career:

  • An analytically rigorous approach to the practice of financial planning
  • High quality advice tailored to your circumstances at a reasonable price
  • Access to high quality, low cost financial products and services
  • A commitment to help you choose among those products and services for your benefit

Rick is a CFP® certificant, and a member of both NAPFA, the National Association of Personal Financial Advisors, where he serves as the program director for the Boston chapter and is on the faculty of NAPFA University, and the Financial Planning Association (in 2008, he served on the FPA Massachusetts Chapter Board). In 2009, Rick served on the Trends in Financial Planning and Job Analysis task forces of The Certified Financial Planner Board of Standards. He is a strong advocate for the Life Cycle Planning and Investing approaches within the profession, and frequently conducts professional seminars on those subjects.

He has been quoted in the Boston Globe, businessweek.com, NPR’s Nightly Business Report, and other local and national media.