Simple summary:

Only professionals with your authorization will have access to your information.

Only Sensible Financial will communicate with you based on your information.

Definitions:

• Personal information includes your name, address and contact information, and information about your family -children and their ages, etc.
• Plan information includes information about your life goals, in both financial and non-financial aspects
• Financial information includes information about income, assets and taxes. Also included is information about other financial provider relationships that you may have

Policy detail:

Within Sensible Financial, we limit access to your information to those who need to know it in order to provide service to you. With your specific (opt-in) permission, we will

• Send you Sensible Financial publications that we believe may be of interest to you;
• Suggest Sensible Financial services that we believe you may find valuable

We also may perform analyses across our client base from time to time in order to provide our clients and Sensible Financial with perspective on Sensible Financial’s clients and the actions they are taking. In such cases, the analysts will not have access to client identification information.

In general, we share personal, financial, or plan information with a third party only if it is required for delivering a service that you have specifically requested. In these cases we will inform you what information we are sharing and with whom.

We do not share your information (of any kind) with anyone outside of Sensible Financial for marketing purposes.

Of course, if we are legally compelled to share your information, we will comply with the court order, warrant or other requirement.