You may want advice on how to invest your savings without retaining us to complete an Integrated Financial Plan for you. Our Investment Review provides just that.

We start by assessing your current portfolio. We ask:

• What is the return potential of your portfolio, and what is the risk?
• How much does your portfolio cost to operate? [We focus on the fund expenses associated with your mutual funds, and any management fees charged by your current advisor.]

We’ll meet with you to assess the implications of your current portfolio, and to consider some alternatives. In this meeting, we’ll ask about your key long-term financial goals. Then we will assess

• How likely it is that you’ll accomplish those goals with your current saving plan and asset allocation.
• How changes in your asset allocation will affect your chances of accomplishing your goals.

Finally, once you’ve chosen the asset allocation that you prefer, we’ll make specific investment recommendations to put that allocation into practice. You can implement the recommendations yourself, or you can retain us to do it for you in our Portfolio Management Service