Sustainable Living Standard – a living standard you can enjoy every year of your life, both before and after you retire.
Lifetime Budget – what you can afford to spend every year, and how much you should save.
Life and disability risks – the financial impact of unanticipated illness or death – and steps you can take to protect your family.
Investment Review – See summary below.
Investment advice integrated with your Lifetime Budget – including specific recommendations for all of your investable assets, including 401(k)s.
Integrated Financial Advisory
Annual Progress Review – assessment of your progress relative to your Integrated Financial Plan, including spending management and asset accumulation, accomplishment of steps indicated by the Plan.
Retirement Income Plan – as you approach retirement, working with you to select among retirement income alternatives and preparatory adjustment of your investment portfolio.
Retirement Income Management – in retirement, management of your investment portfolio to address your planned income requirements.
Portfolio Management – see summary below
Portfolio Management (in special circumstances)
Integrated asset allocation for all of your investment accounts
Regular professional attention to your portfolio, including rebalancing – making sure that your investments are targeting the return you want, at the level of risk you have chosen.
Integrated performance reporting for every account that supports electronic monitoring.
