Most Sensible Financial integrated financial plans cost between $3,500 and $6,000. Your plan’s price will depend upon the complexity of your financial situation. We can quote you a firm price in five to ten minutes based on your answers to a few simple questions.
Fees for our Integrated Financial Advisory service range between $1,500 and $5,000 per year in addition to our Portfolio Management fee. The full fee is frequently less than the 1% of assets charged by many advisors for portfolio management alone.
Investment Review fee is $1,000.
We deliver portfolio management services – portfolio rebalancing and performance reporting – annually, semi-annually, or quarterly. Sensible Financial’s fees for asset management combine fixed and asset-based components. We base our fee on the amount of time and effort required to provide rebalancing and reporting services. We have found that our costs vary with:
Frequency of reporting and rebalancing – quarterly is more costly than semi-annual or annual;
The number of accounts – more accounts are more costly for us to manage;
Account location – assets held by custodians with whom we have master accounts (TIAA-CREF, Ameritrade and Fidelity), are less costly for us to manage;
The amount of assets – more assets are more costly for us to manage;
We charge an account establishment fee at the beginning of a portfolio management relationship to cover our costs of establishing your accounts at our custodians and on our information systems.
